Cloud archive for majesco / sapiens data archival at insurance scale. Full Policy/Billing/Claims/Underwriting/Reinsurance data model in hash-signed Parquet, per-state retention enforcement across P&C and L&A, multi-TB attachment streaming, self-serve queries for actuarial, claims, finance and regulator teams.
Majesco and Sapiens insurance core suites are purpose-built for active policy and claim processing. They are NOT 30-year retention archives — and trying to use them as such inflates cost, kills performance and blocks cloud migration scope.
Mid-market P&C and L&A insurers carry a brutal long-tail retention obligation. State insurance commissioner rules range from 5 years (CA, FL post-claim-closure) through 10 years (TX) to indefinite (in-force L&A policies, workers-comp medical records under HIPAA, asbestos and environmental liability tail). NAIC Model #797 governs L&A replacement record retention. Reinsurance treaty audits can demand 30+ year cession and recovery history. NAIC Model Audit Rule requires 7-year financial trail. SOX adds 7 years on top. Most insurers therefore keep decades of closed policies and closed claims live inside Majesco or Sapiens core suites — paying for active infrastructure to hold dormant data.
The cost is real. Live Majesco Cloud Platform, Sapiens IDITSuite SaaS or on-prem core systems are expensive infrastructure plus per-policy/per-user licence economics. A 20-year tail of closed policies and claims doubles or triples that footprint. Cold data slows down nightly batch, drags integration extracts, inflates backup windows and complicates cloud upgrade paths. And when state-commissioner exams or reinsurance audits arrive, response time is hostage to live-system query performance.
Syntra ETL's majesco / sapiens data archival platform solves the problem at the right layer. Cold policy and claim data — plus claims, underwriting and L&A medical attachments — moves out of live Majesco or Sapiens into hash-signed Parquet in cloud object storage, partitioned by state and LOB, with per-jurisdiction retention rules enforced automatically. The live core footprint shrinks; data stays auditable for the full statutory horizon; query response time for any historical lookup is seconds, not hours.
What the platform ships pre-built. No custom Parquet pipelines, no bespoke retention policy engines.
Full P&C and L&A data model in Parquet, partitioned by state / LOB / fiscal year, hash-signed for immutability, stored in your own cloud bucket (S3/Azure/GCS) under your encryption keys.
50-state retention rules baked in: NY 6yr post-policy-end for P&C plus indefinite L&A in-force, CA 5yr, TX 10yr, FL 5yr post-claim-close, NAIC #797 for L&A replacement. Each clock runs independently.
Claims, underwriting and L&A medical attachments streamed in parallel, hash-signed, indexed by source attachment-id. Tiered storage: warm for recent (5yr), cold/archive for older with retrieval SLAs.
Actuaries, claims adjusters, underwriters, finance, SIU and compliance run policy and claim lookups, paid-loss extracts, reserve histories, L&A in-force lookups without IT tickets. Sub-second response on Parquet-partitioned data.
HIPAA-protected workers-comp and L&A medical records, GDPR-protected EU policyholder data, SIU-protected investigation files surface only to authorised users. Every read access logged for chain-of-custody.
Actuarial loss-development triangles reconstructible from P&C archive history. L&A mortality experience studies queryable from ALIS archive. NAIC Model Audit Rule and Schedule P substantiation supported for the full statutory horizon.
A repeatable workflow that drains Majesco or Sapiens core systems of long-tail data without losing audit trail.
Inventory policies and claims by state, LOB and retention status across both P&C and L&A. Classify each record by applicable retention rules (state commissioner, NAIC MAR, NAIC #797, HIPAA, reinsurance, SOX). Output: data-volume map with per-jurisdiction retention exposure.
Cloud bucket setup (S3/Azure/GCS) under customer-owned encryption keys. Storage-tier strategy (warm/cold/archive). Partition scheme (state / LOB / fiscal year). Role-based access design for HIPAA, GDPR and SIU-protected data including L&A medical exam records.
Bulk extract of closed policies, closed claims and associated attachments through Majesco Data Lake, Sapiens IDIT data services, REST APIs and (for on-prem) JDBC. Hash-signed Parquet staged with per-state retention metadata.
Archived record counts vs source Majesco/Sapiens, sum totals (premium, paid-loss, ceded amounts) per state per LOB, attachment counts and hash signatures. Statutory accounting and compliance sign-off pack delivered.
Scheduled archive of newly-closed policies and newly-closed claims on a monthly/quarterly cadence as they cross their archive-eligibility threshold. Incremental Parquet appended to the right partition.
Once archived records pass the agreed safety period, they are removed from live Majesco/Sapiens (with full reversibility maintained for the safety period). Live footprint shrinks; archive grows with retention enforcement.
Self-serve archive access for the six teams that previously waited weeks for IT data pulls.
P&C loss-development triangles by accident year, LOB and state. L&A mortality experience studies, lapse-rate analysis. Reserve adequacy back-testing. Schedule P reconstruction. Pricing analytics on historical claim severity and frequency.
Closed-claim lookups for similar-claim research, recurring-claimant flags, prior-claim history on new FNOLs. Full claim file with all attachments returned in seconds.
Premium register reconstruction for restated quarters, paid-loss tie-outs for SOX, ceded recovery audits for reinsurance settlements, NAIC Model Audit Rule trail, L&A deferred revenue substantiation.
Cross-claim pattern detection across decades of historical data, recurring-claimant networks, suspicious vendor/repair-shop flags, full litigation history.
State-commissioner market-conduct exam responses, NAIC data calls, NAIC #797 replacement-record audits, GDPR data-subject-access requests, HIPAA medical-record access logging.
Historical loss runs for renewal underwriting, account experience analysis, prior-coverage history, L&A historical applications and underwriting decisions for replacement assessment.
Majesco / sapiens data archival is the process of moving long-tail policy, billing and claims data out of live Majesco P&C/L&A Core Suite or Sapiens IDITSuite/CoreSuite/ALIS — into a queryable, retention-policy-managed archive while preserving full chain-of-custody for state insurance commissioner, NAIC, HIPAA and reinsurance audits. The goal is to shrink the live insurance-core footprint (reducing infrastructure cost, accelerating extracts and backups, easing cloud migration scope) without losing any auditable trail. Syntra ETL's majesco / sapiens data archival platform stores the full data model — policies, risks, coverages, claims, exposures, reserves, billing transactions, payments, reinsurance cessions and attachments — as hash-signed Parquet partitioned by state, line of business and fiscal year, with per-jurisdiction retention rules enforced automatically across both P&C and L&A.
Three reasons. First, cost: live Majesco Cloud Platform, Sapiens IDITSuite SaaS or on-prem instances are priced on per-policy / per-user / per-transaction metrics. Keeping 20+ years of closed policies and closed claims live inflates that cost continuously. Second, performance: large policy and claim tables slow down nightly batch, integration extracts, reporting and backups; archiving cold data restores live-system performance. Third, decommissioning: after a Majesco Cloud Platform or Sapiens IDITSuite SaaS migration, the legacy on-prem footprint must be retired, but the data underneath cannot just be killed because 7-30+ years of state-commissioner retention (plus NAIC #797 for L&A and indefinite retention for some life-insurance records) all require preservation. Majesco / sapiens data archival is the bridge that lets old infrastructure go while data stays.
Every US state has its own retention rule, ranging 7-30+ years for P&C and far longer for L&A. Examples: New York 6 years post-policy-end for P&C (Reg 152) and effectively indefinite for in-force life-insurance records, California 5 years (CCR Title 10 §2695.4), Texas 10 years (28 TAC §21.203), Florida 5 years post-claim-closure, Pennsylvania 7 years on property claims. L&A adds NAIC Model #797 (Life Insurance and Annuities Replacement) record-retention requirements. Workers comp adds HIPAA. Syntra ETL's majesco / sapiens data archival platform tags every record with state, line of business and retention-clock-start date (policy end, claim close, last reserve change as applicable). Per-jurisdiction retention rules are enforced automatically — records cannot be deleted until every applicable state clock has expired.
Live Majesco Cloud Platform, Sapiens IDITSuite SaaS or on-prem core-suite storage runs at premium rates because it is coupled with active processing infrastructure and per-policy licence economics. Cloud object storage for the archive — S3 Standard-IA or Glacier, Azure Cool/Archive Blob, GCS Nearline/Coldline — runs at 1-5% of that cost per GB. For a typical mid-sized P&C/L&A carrier with 5 TB of structured data and 30 TB of attachments across 15 years of retained policies and claims, archive storage cost is typically <$5K/year in cloud object storage with full queryability — versus six- or seven-figure annual cost of keeping that data inside live Majesco or Sapiens infrastructure.
Yes — self-serve queryability is the point. The archive UI lets actuaries, claims adjusters, finance, underwriters, SIU investigators and compliance officers run policy and claim lookups, paid-loss extracts, reserve histories, L&A in-force lookups and reinsurance bordereaux without an IT ticket. Common queries — find this policyholder's 20-year claim history, pull all closed property claims for Texas FY2018, recompute the 2014 accident-year loss triangle for Schedule P, look up an L&A policyholder's full premium and surrender history — return in seconds against Parquet-partitioned data. Role-based access control ensures HIPAA-protected medical exam records, GDPR-protected EU policyholder data and SIU-protected investigation files surface only to authorised users.
Multi-TB of attachments — claims attachments (police reports, medical records, repair estimates, recorded statements, SIU dossiers), underwriting files (loss-control reports, application supplements, MVR/CLUE reports) and L&A medical exam records (paramedical exams, blood/urine results, attending physician statements) — are streamed from Majesco (via Data Lake or REST API for Cloud, JDBC + file-system pulls for on-prem) and Sapiens (via IDIT data services or REST API for Cloud, JDBC + file pulls for on-prem) into the archive's object-storage tier, hash-signed and indexed by the original source attachment-id. Cross-references from the claim or policy record to its attachment IDs are preserved so a lookup returns the full document set. Access is logged for HIPAA chain-of-custody and state-commissioner market-conduct exam requirements.
Reinsurance retention horizons stretch 10-30+ years for long-tail liability lines — and bordereaux audits can come decades after the original treaty was placed. The majesco / sapiens data archival platform preserves the full reinsurance chain: treaty definitions, layer attachments, facultative placements, cession history (premium ceded per accounting period), recovery history (loss recoveries per claim per treaty), and original bordereaux extracts. Cross-references from ceded premium back to source policies and from ceded recoveries back to source claims are preserved end-to-end. Whether the reinsurance audit is from Lloyd's, Munich Re, Swiss Re or a captive, the response is a single archive query rather than a multi-month reconstruction project.
State market-conduct and financial exams (NY DFS, CA DOI, TX DOI, FL OIR and others) require pulling random samples of policies and claims — sometimes 10+ years old — with full supporting documentation. For L&A, exams often include NAIC #797 replacement records and suitability documentation. The Syntra ETL majesco / sapiens data archival platform answers these queries in minutes: random-sample retrieval across the retention horizon, full claim file with all attachments, full policy file with declarations page and endorsement history, paid-loss and reserve change history per claim, L&A in-force snapshots with premium and surrender history. Chain-of-custody log (every read access timestamped and user-stamped) satisfies the examiner's evidence requirements.
Book a 30-minute working session. We'll inventory your Majesco or Sapiens data by state, LOB and product line (P&C and L&A), map your retention exposure across 50 US states + NAIC + NAIC #797 + HIPAA + reinsurance horizons, and quote a queryable cloud archive that costs <$5K/year for typical mid-sized carriers.